You may be familiar with Medigap or you may not. It’s an important medical insurance service that everyone should know about as they reach an age where they are eligible for it. Medigap 2018 plans are available to be researched and planned for right now, if they aren’t already available by the time you read this. We’re going to look at Medigap in some detail here and showcase a few of the plans that most people tend to sign up for so that you can make a wise decision. We want you to be informed about whether or not you need Medigap and which plan would suit you well.
What Is Medigap?
Medigap is the name given to the 10 different medical insurance plans that supplement Medicare. These plans are varied in the kind of coverage they offer. There are ones with a little coverage and ones that will cover everything that’s considered to be a supplemental expense.
You don’t purchase Medigap from the Medicare organization directly. Instead, you can find it with many insurance companies. These companies are not allowed to make these plans their own. That is, they are not permitted to change the coverage the plans offer. That coverage is decided solely by Medicare and changed by them alone. If there are changes to be made to the plans and what they cover or if one plan is no longer going to be offered, then Medicare decides that.